# Introduction

## Introduction - What is TribeOne?

Introducing TribeOne, the world’s first truly AI-powered decentralized financial platform backed with RAROC (Risk-Adjusted Returns On Crypto) technology. RAROC is a risk-based profitability measurement framework that analyses risk-adjusted financial performance. TribeOne is extensively an NFT, lending, borrowing, saving, and credit risk platform that offers a seamless experience.

The project has a high focus on building a self-governing corporation with innovative crypto finance products where the community decides the pricing, risks, and rewards within the global blockchain ecosystem.

![](https://3473365490-files.gitbook.io/~/files/v0/b/gitbook-legacy-files/o/assets%2F-Mf7VZZGVP1_LNhv1Ip0%2F-MfPe6cgKd72XOuGWbW8%2F-MfPesIFXn_ag13UvptJ%2Fimage.png?alt=media\&token=8d131b14-1180-441e-a995-2c21564d1e09)

This incredible venture is innovated as the next-generation DeFi platform based on Web 3.0. DeFi (Decentralized finance) is an umbrella term for various financial applications in the crypto or blockchain space, which don’t require financial intermediaries. This phenomenal technology helps create efficient capital, using its distributed ledger and features of transparency, immutability, and scalability.

Moreover, this project also ensures reduced volatility by having bulletproof insurance products along with models that lower borrowing costs through yield farming and custom-made loans for SMEs. TribeOne is evolving the meaning of the term — “trustless lending” by providing collateralized loans with LTV as high as 90% with additional benefits to the regular borrowers with good credit history. This feature results in providing them a loan with a zero collateralization ratio. Our NFT products connect the DeFi ecosystem to the NFT market, where the users can get loans against their NFT or purchase a certain NFT.

Founded by a team of seasoned financial experts who possess a perfect combination worth decades of traditional finance experience, DeFi expertise, and Fintech proficiency that will take TribeOne to greater heights. Majorly focusing on building a decentralized platform; where decision-making is governed by the people and not centralized finance authorities.

TribeOne is working towards solving inefficiencies in the digital lending space by creating intuitive, easy-to-use, and long-term solutions.

‘Let’s all be part of an evolution that grows together. Be your own bank by joining the tribe’.

> _If Wall Street could do it, it can likely now be done with DeFi._

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Affiliates help and get rewarded with an ongoing income stream from **DeFi revenues** which is generated by the user's funds, giving the affiliate the ultimate incentive to help new users get on-boarded into DeFi.
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